OJK Tightens Credit Insurance Requirements, Tokio Marine Speaks Out

Dwi Synta

Januari 15, 2025

OJK Tightens Credit Insurance Requirements, Tokio Marine Speaks Out

Tokio Marine (Doc. Ist)

Printable.biz.id - Recently, PT Asuransi Tokio Marine Indonesia (TMI) has made adjustments to comply with the regulations of the Financial Services Authority Regulation (POJK) Number 20/POJK.05/2023 concerning Insurance Products.

These adjustments are related to Credit or Sharia Financing as well as Suretyship Products. This news has been directly confirmed by the President Director of PT Asuransi Tokio Marine Indonesia, Sancoyo Setiabudi.

“We have also re-registered previously existing credit insurance products to align them with the new provisions, including restrictions on risk coverage. These adjustments are made to ensure that all offered products comply with regulations while continuing to provide optimal protection for customers,” said Sancoyo on Tuesday (14/1).

However, the implementation of POJK 20/2023 also poses challenges, particularly in operational systems. Nevertheless, the company will educate the market about the new regulations so that all parties understand their responsibilities.

Furthermore, Tokio Marine Indonesia views this policy as a positive step towards creating a healthier and more balanced credit ecosystem. Moreover, the delineation of responsibilities between banks and insurance companies has become clearer.

“This is expected not only to enhance stakeholder trust but also to open opportunities for developing more innovative credit insurance products that meet market needs,” added Sancoyo.

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Dwi Synta

Hai saya Synta, seorang Reviewer Influencer dan Penulis di Rekomendasid.com, Saya merekomendasikan pengalaman saya dalam beberapa topik mulai dari Lifestyle, Teknologi, kuliner, Wisata, Barang

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